A Review of Fair Debt Collections Law
The Fair Debt Collection Practices Act was added to the Consumer Protection Act in 1978. The statute was added to the Consumer Credit Protection Act in order to stop debt collectors from harassing consumers that they are attempting to collect money from. The act describes numerous acts that are illegal for debt collectors, as well as a list of requirements that they must follow. Consumers are given added protection under the Fair Debt Collections law as they are able to validate that the debt belongs to them, as well as dispute a debt that is charged to them.